Health Insurance
You must certify that you have a valid health insurance policy to comply with the State Department requirements for all participants. You will need to bring proof of insurance with you when you come to the United States.
Health Insurance Policy
Your policy must include:
- Medical benefits of at least $50,000 per accident or illness
- Repatriation of remains in the amount of $7,500
- Expenses associated with the medical evacuation to my home country in the amount of $10,000
- A deductible not to exceed $500 per accident or illness
Insurance Provider Requirements
The insurance provider must meet at least one of the following requirements:
- Underwritten by an insurance corporation having an AM Best rating of “A-“ or above, an Insurance Solvency International, Ltd (ISI) rating of “A-1” or above, a Standard & Poor’s Claims-Paying Ability rating of “A-” or above, a Weiss Research Inc. rating of “B+” or above, or a corresponding rating from the U.S. Information Agency.
- Backed by the full faith and credit of the government of the student’s home country; or part of a health benefits program offered on a group basis to employees or enrolled students by a designated sponsor.
You are required to obtain a health insurance policy that meets these requirements prior to your arrival in Washington, D.C.
Our Recommendations
We recommend that you take an extra month of coverage to ensure that you are covered on the dates of your travel as well as a few days after the completion of your program until your return home.
The Washington Center can recommend local health insurance providers; policies can be bought online for approximately $50 per month. For more information, please contact internationalinfo@twc.edu [2].
Additional Resources
- How to Apply [3]
